Michigan Area Loan Fund

We are a ministry partner with you by providing mortgage loans and promissory notes. We also offer a highly competitive investment opportunity in the loan fund for Michigan residents, churches, and ministry organizations.  Participants help to expand the ministry of local congregations. Though loans are used for a variety of purposes, they all benefit the ministry of local churches and organizations throughout Michigan.

Special offer–Closing Costs Paid

Don’t miss out on this opportunity for your church to thrive with the favorable loan rates.

We are thrilled to announce our limited-time loan special, running until June 30, 2026, where we will generously cover your closing costs—up to $3,000—so you can access our low-interest loans without the burden of extra expenses.

This is not just a financial offer; it’s a partnership rooted in our commitment to support your church community’s growth and sustainability.

Act now to relieve financial pressures and enhance your ministry’s opportunities! For more details, please reach out to at Info@UMFMichigan.org.

Borrowers

  • Loans up to $1.5 million
  • Larger loans possible with our partner organization
  • Promissory notes up to $100,000 for 90 months
  • 5 year mortgages with 10, 15, or 20 year amortization
  • Current loan rates  
    • Mortgage 5.25% -15 years or less*
    • Mortgage 6.25%- 15 – 20 years*
    • Promissory note 7.25%

*Ballon feature at 60 months

The Fund is currently paying investors 3.0% interest
Church Investment Application

Individual Investment Application

Getting Started

To determine eligibility and to learn more, contact us.